From the Insurance Information Institute:
Medical payments under New York’s no-fault’s PIP, or personal injury protection, the coverage part that pays for medical care and other benefits if the policyholder has an auto accident, are rising dramatically, in part due to fraud and abuse. PIP average claims costs in the third quarter of 2010 stood at $8,776, the third highest in the country, the first being Michigan and the second being New Jersey. From the end of 2004 to the third quarter 2010, claims costs rose an astounding 49.5 percent. No-fault fraud and abuse cost consumers and insurers about $241 million in 2010, a cost that was imposed on all drivers in the form of higher premiums.